Can Debt Collectors Leave a Voicemail? What They Can Say
Debt collectors can leave voicemails in some situations, but what they say matters. Federal debt collection rules draw an important...
What Is a Debt Consolidation Loan? How It Works, Legal Risks, and Alternatives
A debt consolidation loan is a new loan used to pay off multiple existing debts so you make one payment...
Can Debt Collectors Call Before 8 AM? Here’s What the Law Says
Under federal law, a debt collector generally should not contact you before 8 a.m. local time. Here’s where that rule...
Can Debt Collectors Call After 9 PM? Know the Rules
In most cases, a debt collector cannot legally call you after 9 PM under federal law. Here’s how the FDCPA...
Can Debt Collectors Threaten You? When Collection Tactics Cross the Line
Debt collectors can try to collect a real debt, but they cannot use threats, harassment, or deceptive claims to do...
Can Debt Collectors Lie to You? What Debt Collectors Are Not Allowed to Misrepresent
Debt collectors generally cannot use false, deceptive, or misleading statements to collect a debt. Here’s what federal law prohibits, common...
Can Debt Collectors Harass You? Signs of Unlawful Debt Collection
Debt collectors can contact you to seek payment, but federal law limits harassment, threats, deception, and unfair practices. Learn the...
Can Debt Collectors Lie to You? What Debt Collectors Are Not Allowed to Misrepresent
Debt collectors are legally prohibited from lying to you. Learn what the Fair Debt Collection Practices Act bans—from threats of...
What to Do If a Debt Collector Harasses You: Rights, Steps, and Remedies
If a debt collector is harassing you, know that you have legal rights under the Fair Debt Collection Practices Act....